Spraye software uses third-party credit card processing company called either SprayePay or Fiserv. You may easily sign up for SprayePay in your settings or for Fiserv by clicking here: Fiserv We highly recommend using this service as it allows your customers to pay their bill with the click of a button. Customers can also choose to sign up for auto-pay using this feature.
For more information, see: How to Setup Credit Card Processing (Online Payments)